Today's mortgage rates for a conventional 30 year fixed mortgage are as low as 4.875 percent. Today's mortgage rates for 15 year fixed mortgages are as low as 4.375 percent. Today's mortgage interest rates for 5/1 ARM's are as low as 3.875 percent. Today's mortgage rates include regular points and fees. Yesterday Freddie Mac reported an average mortgage interest rates this week of 5.08 percent for a 30 year fixed mortgage.
Today's jumbo conforming mortgage par rates are the same as traditional Fannie and Freddie insured loans. The difference in jumbo conforming mortgages is in underwriting. Guidelines are far more strict and often add-ons increase the par rate making average jumbo conforming mortgage interest rates higher than conforming. True jumbo mortgage rates are 1/2 to 1 percent higher than conforming and jumbo conforming mortgage rates.
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